What We Offer
Guidance for Every
Season of Life.
At Legacy Advisory Group, we believe great financial planning starts with truly understanding the person across the table. Every service we offer is built around your unique goals, values, and vision for the future.
Whether you're building wealth, preparing for retirement, or planning the legacy you'll leave behind, we bring over 35 years of experience and a deeply personal approach to every client relationship.
Disciplined strategies built for the long term.
Investment Planning
We build personalized investment strategies grounded in your goals, timeline, and values — not market noise. Our approach is disciplined, long-term, and built to weather every season.
Schedule a ConsultationWhat's Included
- Portfolio construction and asset allocation
- Risk assessment and tolerance planning
- Tax-efficient investment strategies
- Regular portfolio reviews and rebalancing
- Socially responsible investing options
Comprehensive oversight of your full financial picture.
Wealth Management
Comprehensive oversight of your financial picture — from portfolio construction to tax-aware strategies — so your wealth works as hard as you do, and grows with intention.
Schedule a ConsultationWhat's Included
- Holistic financial planning and strategy
- Tax planning and optimization
- Cash flow and budgeting analysis
- Insurance and risk management review
- Coordination with your legal and tax advisors
A clear, confident path to the retirement you’ve earned.
Retirement Planning
Whether retirement is decades away or just around the corner, we help you build a clear, confident path forward — one that sustains the life you’ve worked to create.
Schedule a ConsultationWhat's Included
- Retirement income strategy and projections
- Social Security optimization
- 401(k), IRA, and pension planning
- Required minimum distribution planning
- Healthcare and long-term care planning
Preserving what you’ve built for generations to come.
Estate Services
Preserving what you’ve built and ensuring it reaches the people and causes you care about. We work alongside your legal team to align your estate plan with your broader financial strategy.
Schedule a ConsultationWhat's Included
- Estate plan review and coordination
- Beneficiary designation review
- Trust and gifting strategies
- Charitable giving and legacy planning
- Business succession planning
Our Network
Partners We Work With
We collaborate with trusted independent professionals to ensure our clients have access to a full range of expertise. These partners share our commitment to client-first guidance.
Suzannah L. Zerbe
Founder & Independent Insurance Broker
She/Her/Hers
Suzannah is an independent insurance broker and the founder of Zerbe Financial, licensed in Florida, Indiana, and Michigan. She guides her clients through their ever-changing life events to help them develop an insurance plan to reach their financial goals, specializing in Medicare products, Life, and Annuities.
Zerbe Financial provides a variety of insurance solutions for individuals of every age and small businesses. As insurance brokers who specialize in Medicare, they work closely with those age 65+ to help them navigate the wide range of carriers and plans available for their insurance needs. They also provide insurance solutions for guaranteed retirement income, survivor benefits, college savings, health and disability coverage, and long-term care needs.
Suzannah draws from a wide range of nationally recognized products and services to provide non-proprietary solutions tailored to each client's needs. She has developed extensive relationships with professionals throughout the community and works closely with them to provide access to various resources for the benefit of her clients.
Suzannah and her family are music and animal lovers and work closely with the SPCA of Southwest Michigan.
Our Approach
More Than a Plan.
A Partnership.
We Listen First
Every relationship begins with a conversation. We take the time to understand your full picture — your goals, your concerns, and what matters most to you.
We Build Together
We craft a personalized strategy that reflects your values and your vision — not a one-size-fits-all template. Your plan is as unique as you are.
We Stay With You
Life changes, and your plan should too. We meet with you regularly to review, adjust, and ensure your strategy continues to serve your evolving needs.
Ready to Get Started?
Let's Build Your Legacy Together.
Schedule a complimentary consultation with Sandy or Jennifer and take the first step toward a financial future built on clarity, confidence, and trust.