Our Story
Over Three Decades
of Trusted Guidance.
Since 1989
Built on Relationships,
Not Transactions.
For more than three decades, we have been committed to helping individuals, families, and business owners navigate life's financial decisions with confidence.
From the very beginning, we set out to create something different: a firm where clients are known by name, not account number. Where advice is given with the same care you'd expect from a trusted friend who happens to be a financial expert.
Over the years, we've guided clients through market downturns, retirement transitions, estate planning, business succession, and every financial milestone in between. That experience, combined with a deeply personal approach, is what sets Legacy Advisory Group apart.
Today, Legacy Advisory Group continues to be built on the same principles that have guided the firm from the start: trust, integrity, personalized advice, and long-term relationships. We take the time to understand your goals, your family, and your vision for the future, creating strategies designed to help you build, preserve, and grow what matters most.
Because financial planning isn't just about wealth. It's about the legacy you leave behind.
Meet the Partners
The People Behind Your Plan
Partner & Senior Financial Advisor
Sandy K. Derby, CFP®
Sandy has been in the financial services industry since 1989. Born to a military family, she lived in three countries and nine states before attending Western Michigan University. She holds the Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®), and Chartered Advisor for Senior Living (CASL®) designations from the American College.
Sandy founded Derby Financial & Associates in 2005 with a vision to bring genuinely personal financial guidance to clients in the community. Her decades of experience, combined with a deeply personal approach, bring both expertise and warmth to every client relationship.
Sandy and her husband Bruce are actively involved in organizations that support military members and their families — a cause close to her heart. Together they have four children and six grandchildren.
Partner
Jennifer Dayhuff
Jennifer co-founded Legacy Advisory Group alongside Sandy and has dedicated her career to helping individuals and families prepare for life's important milestones. She is passionate about ensuring every client receives the attention, communication, and support they deserve.
Jennifer is known for her thoughtful, relationship-focused approach and her genuine commitment to providing exceptional client service. With a keen attention to detail and a warm, approachable style, she helps coordinate every step of the client experience, ensuring individuals and families feel informed, supported, and cared for. She believes that lasting relationships are built through trust, clear communication, and a commitment to putting clients first.
She holds a Bachelor of Science in Business Technology Management from Regis University, combining analytical expertise with a people-first philosophy that helps clients navigate decisions with clarity and confidence.
What We Stand For
The Values That Guide Everything We Do
Integrity
We hold ourselves to the highest standard of honesty and transparency. Our advice is always guided by your best interests — nothing else.
Relationship First
We invest in knowing you — your family, your goals, your concerns. The best financial plans are built on trust, not just numbers.
Long-Term Thinking
We don’t chase trends. We build strategies designed to endure through every market cycle and every season of life.
Family-Owned Values
As a family-owned firm, we understand what it means to preserve something you’ve built. We treat your legacy as if it were our own.
Ready to Begin?
Let's Build Your Legacy Together.
We'd love to learn about your goals and share how Legacy Advisory Group can help you build the financial future your clients deserve.